Online only — no branch, no broker, no hold music

Ins & Co

Insurance you buy, change, renew and claim on from your phone. Plain questions, a straight answer, and your documents in one place.

Get a quote See what we cover
  • Quote online
  • Claims in-app
  • Cancel or change anytime

What you can ask us to cover

Tell us which one you need and we come back with a quote and the exact wording — not a callback to discuss it.

Car cover
Most asked for

Car cover

Comprehensive or third party, with the extras priced separately so you can see what each one costs.

  • Registration pulled in from the plate
  • Named drivers added in the app
  • Windscreen and breakdown as add-ons
  • Proof of cover downloadable as PDF
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Home and contents

Home and contents

Buildings, contents or both, with a contents figure you set yourself instead of a guessed bracket.

  • Room-by-room contents estimator
  • High-value items listed individually
  • Accidental damage toggle
  • Tenant and owner versions
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Travel cover

Travel cover

Single trip or annual, bought the night before you fly if that is when you remembered.

  • Medical and repatriation limits shown up front
  • Baggage and delay cover
  • Winter sports as an add-on
  • Policy live as soon as it is paid
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Phone and gadget

Phone and gadget

Cover for the device you are reading this on, plus the laptop and the headphones if you want them.

  • Cracked screen and liquid damage
  • Theft with a police reference
  • Multiple devices on one policy
  • Claim started from the device photos
Get a quote

Every quote shows the excess, the limits and what is excluded before you commit to anything.

From question to covered

  1. Tell us what needs covering

    A short set of questions — the vehicle, the address, the trip, the device. No form that asks the same thing three times.

  2. Read the quote, not a summary of it

    The price, the excess, the limits and the exclusions on one screen. Change the cover level and watch the number move before you decide.

  3. Pay and the policy is live

    Documents land in the app straight away and stay there. Nothing to print, nothing posted out, nothing to chase.

  4. Claim or change it from the same place

    Add a driver, update an address, upload photos for a claim and follow its status through to settlement — all in the app you already have.

What the app does after you have bought

Every policy in one list

Car, home, travel and gadget side by side, each with its renewal date and current documents. No logging into four portals to find one certificate.

Claims you can watch move

Start a claim with photos and a short description, then see each stage as it happens — received, assessed, approved, paid. You are never waiting on a letter to know where it is.

Renewals without the ambush

We show next year's price against this year's before the date, so you can renew, adjust the cover or walk away with time to do it.

Mid-policy changes in the app

New address, new driver, higher contents figure. Make the change, see what it does to the premium, confirm it. No phone queue to amend a detail.

Ask for a quote

Leave your name and email and tell us what you want covered. We come back with a quote and the policy wording — not a sales call.

  • A person from the Ins & Co team reads it, not an auto-responder.
  • You get the quote, the excess and the exclusions in writing.
  • No obligation, and we do not pass your details to brokers.

We use your details only to answer this enquiry and prepare your quote. Privacy Policy